Margaret Ji Hugh & McKinnon Realty

CELL 7788348128 | EMAIL jidy.bc@gmail.com |

A home buyer in British Columbia will be responsible for the following costs:

  • Mortgage Application and Appraisal fee if required by the lender 
  • Home Inspection
  • Legal Fees for Closing and Conveyance
  • Survey Certificate/Title Insurance if required by the lender
  •  Adjustments Costs, including prepaid property taxes to reimburse the seller, utilities, strata maintenance fee, rent and security deposit
  • Mortgage Insurance (CMHC Fees)
  • Property Transfer Tax
  • Goods and ServiceTax (GST)
  • Provincial Tax
  • Home Insurance
  • Mortgage Life Insurance
  • Fire & Liability Insurance
  • Moving Expenses


Monthly Costs incurred with home ownership

  • Mortgage Payments
  • Maintenance
  • Insurance
  • Condo Fees (if applicable)
  • Property Tax ** (paid annually) 
  • Utilities

BC 省购房买家需承担费用

  • 贷款申请及评估费用(如贷款机构要求)
  • 房屋检验报告
  • 法律费用
  • 土地测量费用
  • 费用调整费,包括物业税,水电气,物业管理费,和租金及押金
  • 抵押贷款保险
  • 物业转让税
  • 销售税 GST (5%)适用于新房
  • 省税 
  • 房屋保险
  • 贷款人寿保险
  • 火灾及第三责任险
  • 搬家费用


屋主每月承担费用

  • 月供款
  • 维修费用
  • 保险费
  • 物业费用(共管物业)
  • 地税(一般年付) 
  • 水电气
The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.